Access a range of financial products and
services
How could a bank account help you?
A basic bank account allows you to receive money and pay bills, but
it does not let you have an overdraft so you cannot get into debt.
Poor credit history does not prevent you from opening a basic bank
account so it can be a first step towards opening a regular current
bank account later on.
With a basic bank account you can:
- have your wages, benefits, State pension or tax credits or any
other benefits paid directly into your account;
- pay in cheques for free but remember you will have to
wait a few days before the money is available for you to spend
- take money out at cash machines with a cash card; this is
usually free, but some cash machines make a charge
- withdraw money at the Post Office
- pay your bills by direct debit – meaning you could pay less for
some things, especially gas, electricity or telephone bills.
Some banks let you have a debit card to
pay for your shopping and some let you pay your bills by standing
order. Lots of banks and some building societies offer basic bank
accounts.
For more information from the Financial Services Authority about
setting up a bank account, please
click here.
Home Contents Insurance
Do you have it?
Have you ever considered what you would do if the unthinkable
happened?
What if you were burgled, suffered a burst water pipe or even a
fire?
You may not realise it but Friendship Care and Housing are not
responsible for your personal belongings. If the contents of your
home needed replacing, it would be down to you to pay for them.
We can help you to join a Low Cost Home Contents Insurance
Scheme designed specifically for tenants.
Click here for information about the
Please contact
us if you need any more information or help completing the
application form.